Data Scientist (Credit Modeling team)

Cyprus / Krakow / Poland / Warsaw / Portugal / Paphos / Spain / Barcelona / Kazakhstan / Montengro / Serbia / Uzbekistan / Yerevan / Georgia
Data Science & Machine Learning /
Full Time /
Remote
About Finom

Finom is a European tech startup headquartered in Amsterdam—and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.

Over the past two years, our team has fuelled exponential growth, securing $50 million in investments and propelling us into hyper-growth mode. We’re on track to become a unicorn start-up by 2025, backed by global funds like General Catalyst (known for supporting Airbnb, HubSpot, KAYAK, and Stripe). Finom has expanded its reach across 10+ EU countries, with a strong presence in key markets like Germany and France.

At Finom, we’re not just redefining the entrepreneurial experience—we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.

Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.

We are seeking enthusiastic and skilled Data Scientists to join our Credit Modelling team. In this role, you will be responsible for developing and implementing innovative credit scoring models for small and medium enterprises (SMEs). You will work closely with cross-functional teams to ensure our models are robust, accurate, and aligned with business objectives.

The position is open at the company hubs: CyprusSpain, and Poland.

Cyprus: Relocation package is provided.
Spain: we are only able to hire candidates who possess a DNI (for Spanish nationals) or an NIE (for foreign nationals). Relocation support is not provided.
Poland: employment will be under 'Umowa o Pracę' (UoP). Relocation support is not provided.

What You Will Be Doing

    • Develop, implement, and maintain credit scoring models for the SME segment.
    • Analyze large datasets to identify trends, patterns, and insights that inform model development.
    • Collaborate with risk management and business teams to ensure model alignment with business objectives.
    • Conduct thorough testing and validation of models to ensure accuracy and reliability.
    • Stay updated on industry trends and emerging technologies to improve modeling techniques continuously.
    • Present findings and recommendations to stakeholders clearly and concisely.

Who You Are

    • Proficient in Python and other programming languages.
    • Experienced in data analysis, statistical modeling, and machine learning.
    • Familiar with credit scoring models and risk assessment (a plus).
    • Possess strong analytical and problem-solving skills.
    • Effective communicator with good teamwork abilities.
    • Capable of working independently in a remote setting.
Hiring Process
- Recruiter Interview - 30 min 
- CV review
- Hiring Manager Interview - 45 min
- Tech Interview - 1 hour
- Final Interview - 30 min
- Offer


What You Will Get In Return

Make a genuine impact on the product

Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.

Work in the EU

Embark on this exciting journey with us, working from our elegant offices in Paphos (Cyprus) and Amsterdam (the Netherlands), with upcoming hubs in Poland and Spain. Enjoy the flexibility of traveling and working in a remote/hybrid model across Europe.

Become a stock options holder

Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders.

Receive unwavering support and care

Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling.

Work & Swim program

Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views.

Equal Opportunity Statement 

At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.