The business team at PayU Credit develops and executes strategies for driving profitable and sustainable

business growth. The role is within the Business team at PayU Finance, a RBI registered NBFC, with specific

focus on growing personal loan business via developing partnerships with consumer franchisees with key

focus areas on;

1. Act as business owner for the cross-sell business of PayU Credit, specifically for users acquired

through PaySense, LazyPay and other sourcing partners.

2. Develop a strategic plan for growing personal business in a profitable and sustainable manner.

This spans generating ideas for step change in business, creating projections for loan

originations, deciding on the segments, offer, price points and channels of targeting.

3. Directly own the business and sales functions including tele-calling and deliver on loan

origination volumes.

4. Collaborate with analytics and credit risk teams to deliver profitable business, by ensuring

optimum loan pricing and credit loss rates within acceptable benchmarks. Undertake regular

reviews of the portfolio yields and risk metrics.

5. Work with Ops, Product and Engineering functions to ensure timely delivery of the agreed

growth initiatives.

Joining our business team offers you the chance to be a part of a foundational team to scale personal loan

business driven by consumer franchise partnerships. Consumer franchises are increasingly looking to

develop financial propositions for their consumers with various objectives including monetization.

Therefore, PayU is building out its partnerships capabilities and will continue to do so in the coming years.

You will be able to help shape the efforts at PayU towards this objective.