Product Portfolio Manager - Lending

Bangalore/ Mumbai
Credit – Credit - Data Science /
Full-time /
About PayU 
PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our 300.000+ merchants and millions of consumers. 

As a leading online payment service provider, we deploy more than 400 payment methods and PCI-certified platforms to process approximately 6 million payments every single day. 

Thinking of becoming a PayUneer and you are curious to know more about us? Read more about the life in PayU here 

Title - Portfolio Manager
Level - Senior Manager

Job Description - 
What you'll be doing:
- Build and Scale the Checkout EMI product at Lazypay by working closely with cross functional teams.
- Evaluate the different merchant partners for offering checkout EMI and establish the operating and commercial framework for the same
- Work with Internal teams to manage end-to-end integration of checkout EMI product into the partner platforms including commercial negotiations, legal contract closure, working with product/tech for Integration & GTM
--Owning the P&L responsibility for Checkout EMI product and helping achieve the overall budgeted numbers for the same
-Working closely with the Business Analyst and the Risk teams to understand the overall performance of the product and develop the right pricing and line strategy for different customer personas
-Work with the marketing team to drive adoption and increase usage
-Manage the leadership updates for Checkout EMI product.

What are we looking for:

    • 5-8 years of experience in business/portfolio roles with at-least 2-3 years in managing a lending product
    • Good understanding of the regulatory and compliance guidelines for NBFC’s in India – prior experience of managing a similar product on checkout based lending would be added advantage
    • Good Understanding of the overall fin-tech & lending ecosystem in India
    • Experience with partner management and working with cross-functional stakeholders 
    • Data driven decision making and understanding of the profitability levers for a lending product
    • Outstanding written and verbal communication skills, with the ability to convey clearly and concisely.
    • Ability to handle multiple priorities and demands in a fast-paced dynamic environment
    • MBA from a Tier 1 institute 
About us
At PayU, we are a global fintech investor and our vision is to build a world without financial borders where everyone can prosper. We give people in high-growth markets the financial services and products they need to thrive. Our expertise in 18 high-growth markets enables us to extend the reach of financial services. This drives everything we do, from investing in technology entrepreneurs, to offering credit to underserved individuals, to helping merchants buy, sell and operate online. Being part of Prosus, one of the largest technology investors in the world, gives us the presence and expertise to make a real impact. Find out more 

Our Commitment To Building A Diverse And Inclusive Workforce 
As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive and safe environment, for all of our people, communities and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility and unbiased attention to each and every PayUneer so they can succeed, irrespective of gender, color or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities or the LGBTQ communities.