Product Manager – Lending Platform
Bangalore/ Gurgaon / Mumbai
Credit – Credit - Product /
Full-time /
Hybrid
Job Title: Product Manager – Lending Platform
Location: [Bangalore, Mumbai]
Department: Product
Job Overview:
As a Product Manager for our platform, you will be responsible for the strategic development and management of our core platform services and product builds. You will work closely with cross-functional teams to define product requirements, oversee product development, and ensure successful product launches that meet customer needs.
Role & Responsibilities:
* Define and prioritize product requirements and roadmaps for the platform, ensuring alignment with business goals.
* Collaborate with engineering, design, and marketing teams to develop and launch new features.
* Conduct market and competitive analysis to identify trends and opportunities for platform enhancement.
* Define and analyse metrics that inform the success of products.
* Engage closely with customers and internal teams to gather and address feedback.
* Coordinate with other product managers and stakeholders to ensure cohesiveness of the overall product strategy.
* Manage the product lifecycle from concept to phasing out, operating across cross-functional teams.
Qualifications:
· Minimum 3+ years of product management experience, preferably in a Lending platform or SaaS environment.
· Strong understanding of software development processes and web technologies.
· Proven ability to develop product strategies and effectively communicate recommendations to executive management.
· Strong analytical and problem-solving skills with a results-oriented mindset.
· Excellent interpersonal and communication skills.
· Experience with Business Rules Engines (BRE) and a decent understanding of credit underwriting processes.
Required Skills:
* Strategic Thinking: Ability to think strategically and develop comprehensive, data-driven product plans. Must be able to identify long-term opportunities and challenges while balancing short-term needs.
* Technical Proficiency: Strong technical acumen with an understanding of software architecture, data systems, and modern software development practices. Familiarity with APIs, cloud services, and scalable platforms is highly desirable. Must have hands-on experience with SQL and a solid understanding of database management and querying.
* Knowledge of LOS and Loan Management Systems: Decent knowledge of Loan Origination Systems and Loan Management Systems, with the ability to leverage these platforms to enhance product functionality and user experience.
* User-Centric Design: Experience with user-centred design principles and practices. Ability to work closely with UX/UI teams to ensure the product meets high usability standards and addresses user pain points effectively.
* Analytical Skills: Proficient in using analytics tools to monitor success metrics and make data-driven decisions. Ability to interpret complex data and turn insights into actionable changes.
* Project Management: Excellent project management skills, including the ability to define project scopes, allocate resources, manage timelines, and mitigate risks. Experience with Agile and Scrum methodologies is preferred.
* Communication and Collaboration: Exceptional communication skills with the ability to articulate ideas clearly and persuasively at all levels of the organization. Strong collaboration skills to work effectively with cross-functional teams and stakeholders.
* Adaptability: High adaptability in a dynamic and rapidly changing environment. Must be comfortable with ambiguity and able to pivot strategies quickly based on new information.
Preferred Skills:
* Experience with Agile methodologies.
* Technical background with knowledge of software development and web technologies.
* Proven track record of managing all aspects of a successful product throughout its lifecycle.
* Strong ability to work independently and manage multiple projects simultaneously.
