Manager Portfolio Analytics and Risk Oversight
Bangalore, India
Credit – Credit - Data Science /
Full-time /
Hybrid
About PayU
PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our 300.000+ merchants and millions of consumers.
As a leading online payment service provider, we deploy more than 400 payment methods and PCI-certified platforms to process approximately 6 million payments every single day.
We are scaling up our Risk management, Impairment and Forecasting
team to support the rapid growth and evolution of our portfolio. PayU Fin
is seeking an energetic, self-motivated Manager Portfolio Analytics and
Risk Oversight. This person will be executing second line-of-defence
oversight responsibilities for credit and fraud risks. He or She will work
on frameworks and tools, reporting, advising on best practices,
effectively challenging, and driving stakeholder engagement across all
elements of credit and fraud risks.
This role will provide an opportunity to have a broad range of
responsibilities, including preparing monthly/quarterly business risk
materials, providing assessment on credit risk trends and reasons
behind those, effectively challenge to risk policy to answer the why’s and
what should be done?; providing management a comprehensive risk
outlook; driving root cause analyses; developing, implementing, and
performing challenge work for credit policy controls identified through
various risk assessment processes.
This role will be responsible for building and maintaining relationships
with our business partners while adhering to the highest ethical
standards required for independent oversight.
You’ll play a key role by
- Demonstrating problem-solving and analysis skills with attention to detail.
- Conducting risk management oversight functions by gathering and analysing data, preparing reports, and communicating relevant information to management and business partners.
- Supporting internal fraud and conduct risk oversight and assessment, including providing effective challenge
- Conducting analysis to support identification of emerging risks, process improvements, or areas for increased focus.
- Manage and conduct portfolio loss forecasting to assess state of the business against company’s objective. Run analysis in hindsight on what needs to be done to achieve the goal
We’d love to hear from you if…
- At least 4 years of experience in credit and fraud risk management and oversights (Banks, NBFC, FinTech)
- Proficient in using Google Suite Products (Slides, Sheets, etc.) and Microsoft Office products (PowerPoint, Excel)
- Advanced skills in Google Sheets and/or Microsoft Excel
- Advanced skills in data analysis and data visualization tools (SQL, Python)
- You are an analytical thinker who is process oriented, with demonstrated problem-solving and analysis skills with attention to detail
- Be a highly motivated professional with excellent decision-making skills
- Be an intellectually curious self-starter
- Have a propensity for action and a drive to get things done
- Be able to work both independently and drive team towards company’s goal
- Demonstrate strong written and verbal communication skills
- Be versed in data analysis tools (Excel, Google Sheets, SQL)
About us
At PayU, we are a global fintech investor and our vision is to build a world without financial borders where everyone can prosper. We give people in high-growth markets the financial services and products they need to thrive. Our expertise in 18 high-growth markets enables us to extend the reach of financial services. This drives everything we do, from investing in technology entrepreneurs, to offering credit to underserved individuals, to helping merchants buy, sell and operate online. Being part of Prosus, one of the largest technology investors in the world, gives us the presence and expertise to make a real impact. Find out more www.payu.com
Our Commitment To Building A Diverse And Inclusive Workforce
As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive and safe environment, for all of our people, communities and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility and unbiased attention to each and every PayUneer so they can succeed, irrespective of gender, color or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities or the LGBTQ communities.
